Business Loans
built for Detroit, MI
SBA loans, working capital, invoice factoring & 35+ funding programs — tailored for Michigan businesses. Decisions in hours, funding in days.
"Funded in 48 hours. The process was painless."
38 ways to fund your
Detroit business
From day-one startups to established Michigan enterprises — explore every program and find the one that moves you forward.
SBA Loans
Fast, MI-compliant sba loans for Detroit-area businesses.
SBA 7(a) Loan
Fast, MI-compliant sba 7(a) loan for Detroit-area businesses.
Business Line of Credit
Fast, MI-compliant business line of credit for Detroit-area businesses.
Working Capital Loans
Fast, MI-compliant working capital loans for Detroit-area businesses.
Small Business Loans
Fast, MI-compliant small business loans for Detroit-area businesses.
Short-Term Business Loans
Fast, MI-compliant short-term business loans for Detroit-area businesses.
Merchant Cash Advance
Fast, MI-compliant merchant cash advance for Detroit-area businesses.
Unsecured Business Loans
Fast, MI-compliant unsecured business loans for Detroit-area businesses.
Capital that fits the way
Detroit grows
The Detroit metro economy is one of the most diverse in the Midwest — anchored by the Big Three (GM, Ford, Stellantis), powered by Rocket Companies downtown, and reinforced by Henry Ford Health.
How Thornton
Finance Works
From call to funded
Speak with a Detroit advisor who understands your business.
Same-Day Review
Get matched with MI DIFS-licensed lenders in under 60 seconds.
Compare Offers
Review real offers side-by-side. No hidden fees, transparent rates.
Get Funded
Accept and receive funds in 24 hours via wire or ACH transfer.
Serving Detroit & every major suburb
Fast business funding available across all of metro Detroit — from Dearborn to Farmington Hills.
Home of Ford Motor Company HQ and a major automotive supplier hub in Wayne County.
Macomb County manufacturing center anchored by GM Tech Center and the U.S. Army's TARDEC/TACOM.
Oakland County office hub with the Town Center skyline and a dense professional-services economy.
Wayne County mid-market business community along I-275 with auto-supplier and retail strength.
Oakland County financial and tech corridor along Big Beaver Road, home to Somerset Collection.
Walkable Woodward Avenue downtown with thriving restaurants, salons, and creative shops.
Macomb County's largest city with Stellantis assembly operations and a deep manufacturing base.
I-96 corridor retail and tech destination centered on Twelve Oaks Mall and Suburban Collection Showplace.
Oakland County professional-services and tech employer base with a strong small-business community.
Wayne County retail and service economy along Wayne Road and Warren Road corridors.
Trusted by Detroit owners
"Thornton Finance got us funded quickly. The process was easier than expected and the team understood our Michigan automotive supplier needs."
"Our boutique on Main Street needed a fast working capital line ahead of the holiday rush. The advisor walked me through every option transparently."
"SBA approval was painless. They knew the Detroit District Office well and matched us with the right preferred lender on the first try."
Frequently asked questions
Most Thornton Finance applicants receive a decision within 24 hours. Funds for working capital, MCA, and same-day programs can be deposited via ACH within 1–3 business days.
Get Funded for Your
Detroit Business Today
3-minute application. No hard credit pull. MI DIFS-licensed lenders. Decisions in 24 hours.